Frequently Asked Questions

What if I only pass one of the Four Critical Wellness Incentives?
You do not qualify for the StayFit Plan! However, six months after the initial screening test, you will be given a “second chance” to qualify. As an incentive to get fit, if you then pass at least 50% of the tests, you will be eligible for the next six month’s contributions. You must then pass at least 50% of the tests at the start of the next calendar year in order to stay qualified for the StayFit Plan.

What if my dependents fail the screening tests?
Your family does not qualify for the StayFit Plan. Your family would be entitled to the “second chance” test after six months. You may also “opt out” certain dependents and insure them individually.

What are the “Guidelines” for Wellness Issues?
The basic Health and Wellness “Guidelines” FOR ALL of the Compulsory Guideline Health Issues are outlined in separate literature appropriate to your wellness issue. Special considerations are granted through your Health Coach. There are certain standard guidelines for everyone with like health issues, but your Health Coach will take into account your individual concerns and your medical provider’s recommendations in determining your exact guidelines. Your Health Coach’s recommendations will NEVER contradict your Health Provider’s instructions. You will be required to prove certain performances against the guidelines. Your individual health guidelines ARE NOT an “on your honor” type of arrangement.

If I pass all the tests, does my Employer contribute the whole amount to my HSA?
If necessary, yes! Each year, you are eligible to receive the total amount for which you qualify, but ONLY IF you need that money to pay for HSA qualified medical expenses that are covered under your employer sponsored health plan. These incentive monies are deposited only as you need the money to pay for your qualified medical expenses.