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Simplicity Health Plans' Legal Disclaimer


Products and Services Provided by Simplicity Health Plans partnership or its Subsidiaries
"Simplicity Health PlansTM" is a registered trademark of QuickPaynet, Ltd. DBA as Simplicity Health Plans. QuickPayNet, Ltd. is not an insurance company.

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Product Descriptions ? Not Available in all States

The product descriptions, if any, provided on Simplicity Health Plans.com are not intended to constitute offers to sell or solicitations in connection with any products or services. Some products may not be available in all jurisdictions. Anyone interested in a particular product should contact the indicated Simplicity Health Plans business to determine whether the product is available in his or her jurisdiction and to request a copy of the applicable policy or prospectus for a complete description of the product.

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Links to Other Sites

While visiting SIMPLICITY HEALTH PLANS.com, you may leave the SIMPLICITY HEALTH PLANS Web site and access certain non-SIMPLICITY HEALTH PLANS Web sites. SIMPLICITY HEALTH PLANS neither reviews nor controls the content and accuracy of these Web sites, and therefore will not be responsible for their content and accuracy. Your access to non-SIMPLICITY HEALTH PLANS Web sites is at your sole risk.

Other Web sites on the Internet may contain unedited, sexually explicit, violent, racist or other types of material, which may be offensive to you, SIMPLICITY HEALTH PLANS and other Members. Please access other Web sites at your own discretion, AND advise SIMPLICITY HEALTH PLANS immediately of any such infraction of morality so that we may adjust our links to avoid such offensive and amoral sites.

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General Disclaimer

All material including any link to other sites and content found at linked sites is provided "as is" and without any express or implied warranties including warranties of merchantability or fitness for a particular purpose. Due to the nature of the Internet, SIMPLICITY HEALTH PLANS does not warrant that access to SIMPLICITY HEALTH PLANS.com or any of its pages will be uninterrupted or error free. SIMPLICITY HEALTH PLANS does not warrant or make any representations regarding the usefulness of or the expected results of the material contained on SIMPLICITY HEALTH PLANS.com. Note that some jurisdictions may not allow the exclusion of implied warranties so some of the above exclusions may not apply to you. Please check your local laws for any such restrictions.

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Viruses, Worms, Use of Files

SIMPLICITY HEALTH PLANS cannot and does not guarantee or warrant that files available for downloading from this site are free of viruses, worms, Trojan horses or other code that has contaminating or destructive properties. SIMPLICITY HEALTH PLANS does not make any express or implied warranties, representations or endorsements whatsoever (including without limitation warranties of title, non-infringement or fitness for a particular purpose) with respect to the files available for downloading from this site. In no event will SIMPLICITY HEALTH PLANS be liable to you or to anyone else for any decision made or action taken by you or anyone else in reliance on results obtained from use of files downloaded from this site. These files may be downloaded and/or reprinted for personal use only. Permission to reprint or electronically reproduce any document or graphic in whole or in part for any reason except for personal use is expressly prohibited, unless prior written consent is obtained from the appropriate SIMPLICITY HEALTH PLANS copyright holder.

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Health Information

The health information on this Web site is provided by SIMPLICITY HEALTH PLANS solely for informational purposes as a public service to promote consumer health. Under no circumstances does it constitute medical advice, and it is not intended to be a substitute for proper medical care provided by a physician or other Provider. SIMPLICITY HEALTH PLANS assumes no responsibility for any circumstances arising out of the use, misuse, interpretation or application of any information supplied on this site. ALWAYS consult with your doctor for appropriate examinations, treatment, testing, and care recommendations. SIMPLICITY HEALTH PLANS health and wellness services adheres to all privacy (HIPAA and PHI) and Genetic Information Non-Discrimination (GINA) laws and regulations that prohibit employers and health insurers from discriminating against individuals based on their genetic information. SIMPLICITY HEALTH PLANS will keep confidential all information supplied by you to the site, except for those services permitted to disclose as required or permitted by law. DO NOT rely on information on this site as a tool for self-diagnosis.

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Trademarks

There are references throughout SIMPLICITY HEALTH PLANS.com to various trademarks or service marks and these, whether registered or not, are the property of their respective owners.

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Limitation of Liability

You agree by accessing SIMPLICITY HEALTH PLANS.com that under no circumstances or any theories of liability under international or civil, common or statutory law including but not limited to strict liability, negligence or other tort theories or contract, patent or copyright laws, will SIMPLICITY HEALTH PLANS be liable for damages of any kind occurring from the use of this web site or any information, goods or services obtained on this web site including direct, indirect, consequential, incidental, or punitive damages (even if SIMPLICITY HEALTH PLANS has been advised of the possibility of such damages), to the fullest extent permitted by law. Some jurisdictions do not allow the exclusion or limitation of certain damages so some of these limitations may not apply to you.

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Calculations and Investment Decisions

Financial calculators\calculations are provided for illustrative purposes only. You are responsible for verifying the accuracy and suitability of all assumptions and calculations. Please seek the advice of licensed and/or competent individuals before making any investment or financial planning decisions. Do not rely solely on financial calculators\calculations or financial or retirement information found on SIMPLICITY HEALTH PLANS.com.

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Minors and the Children's Online Privacy Protection Act

Except as expressly stated upon initial access to a specific SIMPLICITY HEALTH PLANS web site or section of such site, SIMPLICITY HEALTH PLANS.com does not direct content to Minors and does not intend to collect personal information from Minors and therefore is not subject to the Child Online Privacy Protection Act.

If you allow your minor child, or a child for whom you are legal guardian (a "Minor"), to access and use SIMPLICITY HEALTH PLANS.com, you agree that you will be solely responsible for: (i) the online conduct of such Minor; (ii) monitoring such Minor's access to and use of SIMPLICITY HEALTH PLANS.com; and (iii) the consequences of any use.

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The Digital Millennium Copyright Act

SIMPLICITY HEALTH PLANS reserves the right, but not the obligation, to terminate your access to SIMPLICITY HEALTH PLANS.com if it determines in its sole and absolute discretion that you are involved in infringing activity, including alleged acts of first-time or repeat infringement, regardless of whether the material or activity is ultimately determined to be infringing. SIMPLICITY HEALTH PLANS and its service providers accommodate and do not interfere with standard technical measures used by copyright owners to protect materials. SIMPLICITY HEALTH PLANS has implemented procedures for receiving written notification of claimed infringements and for processing such claims in accordance with the Act. Our designated agent to receive notification of claimed infringement is:
Employee for Notification of Claimed Infringement
Simplicity Health Plans Corporation
20600 Chagrin Blvd. Suite 450
Cleveland, Ohio 44122
216-283-7999

Any notice regarding any infringement of copyright or of other proprietary rights must include the following information:

A signature of a person authorized to act on behalf of (i) the owner of an exclusive right that is allegedly infringed or (ii) the person defamed.

Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site.

Identification of the material that is claimed to be infringing, or to be the subject of infringing activity, including information reasonably sufficient to permit us to locate the material.

Information reasonably sufficient to permit us to contact you, such as your address, telephone number, and/or electronic mail address.

A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright or other proprietary right owner, its agent, or the law.

If you choose to access SIMPLICITY HEALTH PLANS.com from outside the United States you do so on your own initiative and are responsible for compliance with U.S. and local laws, if and to the extent that local laws are applicable. Software is subject to United States export controls. No software may be downloaded or otherwise exported or re-exported (i) into (or to a national resident of) Cuba, Iraq, Libya, North Korea, Iran, Syria, or any other country to which the U.S. has embargoed goods, or (ii) to anyone on the U.S. Treasury Department list of Specially Designated Nationals or the U.S. Commerce Department's Table of Deny Orders. You represent and warrant that you are not located in, under the control of, or a national resident of any such country or on any such list. You agree to comply with U.S. export control laws and that you will not transfer any software or other content from SIMPLICITY HEALTH PLANS.com to a foreign national or foreign country in violation of those laws.

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Changes and Applicable Law

We reserve the right to make changes to SIMPLICITY HEALTH PLANS.com and our Legal Disclaimer/Conditions of Use. We encourage you to review the Web site and these terms periodically for any updates or changes. Your continued access or use of SIMPLICITY HEALTH PLANS.com shall be deemed your acceptance of these Legal Disclaimers/Conditions of Use and any changes and the reasonableness of these standards for notice of changes. Use of SIMPLICITY HEALTH PLANS.com and purchases of products from SIMPLICITY HEALTH PLANS.com will be governed by and construed in accordance with the laws of the State of Ohio, without giving effect to its conflict of law provisions. You agree that any legal action or proceeding between you and SIMPLICITY HEALTH PLANS.com will be brought exclusively in a federal or state court of competent jurisdiction sitting in Cleveland, Ohio. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.

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